Stearns Bank Holdingford CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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Stearns Bank Holdingford Deposit Rates

Today's 12-month CD rates can be found at 4.06%, 6-month CD rates at 3.02% and 3-month CD rates at 0.10%. Current savings rates are at 0.20% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.14%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Stearns Bank Holdingford's 6-Month CD rates are at 5.06%, 9-Month CD rates are at 5.03%, 12-Month CD rates are at 4.50%, 24-Month CD rates are at 3.50%.

To see how these rates compare to Stearns Bank Holdingford CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Stearns Bank Holdingford, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Stearns Bank Holdingford CD rates. You can also compare Stearns Bank Holdingford savings rates, MMA rates and mortgage rates using our other rate lists.

Stearns Bank Holdingford money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Stearns Bank Holdingford? Share your experience about Stearns Bank Holdingford by leaving a review below, or read customer reviews before you decide to use Stearns Bank Holdingford.

Stearns Bank Holdingford Texas Ratio

Stearns Bank Holdingford's Texas Ratio is at 0.75%, which is considered excellent. The Texas Ratio for Stearns Bank Holdingford is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Stearns Bank Holdingford is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.50%

2.78%

18-Month CD

N/A

2.43%

24-Month CD

3.50%

2.37%

36-Month CD

N/A

2.22%

48-Month CD

N/A

2.11%

60-Month CD

N/A

2.24%

Savings

N/A

0.86%

MMA

N/A

1.54%

30-Year Fixed

N/A

6.93%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Stearns Bank Holdingford

580 Main St
Holdingford, MN 56340

https://www.stearnsbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Stearns Bank Holdingford

Stearns Bank Holdingford CD Rates and Interest Rates

Stearns Bank Holdingford

6-Month CD

5.06%

$2,500

Stearns Bank Holdingford

9-Month CD

5.03%

$2,500

Stearns Bank Holdingford

12-Month CD

4.50%

$2,500

Stearns Bank Holdingford

24-Month CD

3.50%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Stearns Bank Holdingford Rates with Other Competitive Bank and Credit Union Rates

Capital One Bank

12-Month CD

5.00%

North Valley Bank Thornton, CO

12-Month CD

4.75%

$1,000

VisionBank Saint Louis Park, MN

15-Month CD

4.50%

$1,000

Acadia Federal Credit Union

24-Month CD

4.50%

$1,000

RBAZ Republic Bank of Arizona

18-Month CD

4.40%

$1,000

Fremont Bank

3-Month CD

4.25%

$2,500

SaviBank

12-Month CD

4.25%

$500

Bank of Old Monroe

12-Month CD

4.04%

$1,000

Addition Financial Credit Union

12-Month CD

3.87%

$1,000

Savings Bank of Walpole

18-Month CD

3.75%

$500

AAEC Credit Union

36-Month CD

3.75%

$1,000

Union Bank, Inc.

Money Market

3.56%

$250,000

Central Bank of Kansas City

12-Month CD

3.55%

$500

Jovia Federal Credit Union

Go Green Checking

3.45%

Pentagon Federal Credit Union

36-Month CD

3.40%

$1,000

Mortgage Rates July 1, 2024

1st Northern California Credit Union

7-Year Fixed

4.990%

5.287%

0.500

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

Freedom Credit Union

5/1 ARM

5.500%

5.540%

0.000

Freedom Credit Union

15 Year Fixed

5.500%

5.568%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

1st Northern California Credit Union

10-Year Fixed

5.500%

5.716%

0.500

1st Northern California Credit Union

15-Year Fixed

5.625%

5.777%

0.500

Meridian Trust Federal Credit Union

15 Year Fixed

5.625%

5.786%

0.000

Chase Bank

15-Year Fixed

5.625%

5.799%

0.000

Navy Federal Credit Union

15-Year Fixed

5.625%

5.820%

0.250

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Mutual Security Credit Union

7/1 ARM

5.750%

5.834%

0.000

Institution for Savings

15-Year Fixed

5.500%

5.868%

2.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.750%

5.883%

0.500

NESC Federal Credit Union

5/5 ARM

5.750%

5.886%

0.000

Investment Savings Bank

3/1 ARM

6.000%

5.892%

0.000

State Employees Credit Union

10-Year Fixed

5.675%

5.894%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.675%

5.894%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.500%

5.908%

2.000

Wells Fargo

15 Year Fixed

5.625%

5.941%

1.000

One Nevada Credit Union

15 Year Fixed

5.750%

5.954%

1.000

Piedmont Advantage Credit Union

20-Year Fixed

5.750%

5.957%

0.000

Wrentham Co-operative Bank

15-Year Fixed

5.875%

5.970%

0.000

Wrentham Co-operative Bank

15-Year Fixed (Jumbo)

5.875%

5.970%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Stearns Bank Holdingford Information

Stearns Bank Holdingford

580 Main St
Holdingford, MN 56340
Stearns
Established Date: 10/10/1910
FDIC Certificate #: 10160
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.stearnsbank.com

Is Stearns Bank Holdingford FDIC Insured? Yes

What is Stearns Bank Holdingford's Cert number? 10160

What is the maximum amount for insured deposits? $250,000 per holder, per account

Stearns Bank Holdingford Financials

Total Assets:

$77,842,000

Total Deposits:

$53,708,000

Equity Capital:

$22,128,000

Domestic Deposits:

$53,708,000

Net Income:

$415,000

Return on Assets:

1.9077%

Quarterly Return on Assets:

2.1400%

Pretax Return on Assets:

2.8432%

Pretax Quarterly Return on Assets:

2.8400%

Return on Equity:

8.2800%

Quarterly Return on Equity:

7.5500%

Common Equity Tier 1 Capital Ratio:

35.9106%

Tier 1 Risk-Based Capital Ratio:

35.9106%

Leverage Tier 1 (Core Capital) Ratio:

25.6361%

Total Risk-Based Capital Ratio (YTD):

37.1169%

Total Interest Income (YTD):

3.8081%

Headquarters:

Holdingford

FDIC Field Office:

Minneapolis

Regulator:

OCC

County:

Stearns

# of Offices:

Metropolitan Statistical Area (MSA):

St. Cloud, MN

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC

Explore Other Rate Deals

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